China’s Internet Financial Risks and Risk Prevention Research

The Internet finance is a new model of finance. It has many characteristics, such as high-efficiency, immediacy and universality. Although it appeared not early in China, the Internet finance develops promptly both in the scale and speed. Due to the lack of correspondent legal systems and mature technologies, there are legal risks, operational risks, business management risks and technical risks. Making perfect Internet financial laws and regulations, introducing the supporting policies for the development of the Internet financial industry, and strengthening the industry self-discipline are the key to reducing the Internet financial risk.